American Mushroom Institute

USI Affinity is pleased to partner with the American Mushroom Institute to bring you, the member, exclusive insurance products of exceptional value and quality. We understand that your reputation and assets are the foundation of your success.

Endorsed Products:

Medical

Guarantee issued products available to professional groups regardless of size. Whether you are a group of 1 or a group of 100+, there is no medical underwriting or medical questions to answer. Participation Guidelines apply.
Full range of products available to association members include HMOs, Point of Service, PPOs, and High Deductible Health Plans just to name a few.
Group coverage for Sole Proprietors.
Choice of billing modes include monthly, quarterly, semi-annual or annual.

Dental

Guaranteed issue for both Basic and Comprehensive options
No deductibles, 100% benefit for preventive, basic, diagnostic and minor restorations
70% benefit for Periodontics; 50% benefit on Prosthetics, Crowns, & Orthodontics
No medical underwriting, participation guidelines only
Paper enrollment form required from each employee, employer must sign
Flexible billing schedule: monthly, quarterly, semi-annual, and annual

Vision

Free Standing experience rated plans with annual vision benefits
Community based vision riders
Extensive provider network

Worker's Compensation

Provides the mandated insurance your firm must carry if you employ one or more full time staff

Disability Income

Your “Own Occupation” Protection
Choice of Benefit Periods, Benefit Amounts & Waiting Periods to customize a Plan that meets your individual needs.
Waiver of Premium During a Period of Disability
Survivor Benefit Included
Optional Riders: Residual Benefits, Cost of Living Adjustment, Guaranteed Purchase Option & Recovery Benefit Option