How Confident Are You in Your Coverage?
A quick check can make a big difference.
Not all Lawyers’ Professional Liability (LPL) policies are created equal. This short self-assessment helps you take a fresh look at your current coverage — and see whether it’s truly keeping pace with today’s legal risks.
At USI Affinity, we specialize exclusively in LPL and we’re the trusted partner of choice for thousands of law firms across the country. Our role isn’t to push a policy — it’s to help firms understand how their coverage compares and identify potential gaps before they become costly problems.
Key Questions to Ask Yourself
Are you working with a true LPL specialist — or a generalist?
Just as law firms focus on specific areas of practice, we focus solely on Lawyers’ Professional Liability. Our decades-long carrier relationships and market volume allow us to deliver exclusive coverage enhancements and competitive pricing.
Has your coverage been benchmarked against similar firms?
We draw insights from 15,000+ attorney clients to help ensure your limits, deductibles, and risk controls align with firms like yours.
Does your policy include a “hammer clause”?
Some policies limit your control over settlement decisions. We help firms avoid restrictive language that can reduce access to full policy limits.
Why does the Hammer Clause matter?
Watch this quick video to find out.
Are disciplinary proceedings covered?
Defending your license and reputation can be costly. This important coverage can help reduce or eliminate out-of-pocket expenses.
Do you have pre-claim assistance?
Proactive guidance can help address issues early — before they turn into formal claims.
Does your policy offer CEOL & First Dollar Defense (FDD)?
Get defense from the first dollar, without paying deductibles on meritless or frivolous claims.
Is there a supplemental claim benefit?
Some policies provide added financial protection even after your limit of liability is exhausted.
Questions or concerns about your policy?
To discuss your policy, just fill out the short form at right, or email us at:
See How Your Policy Stacks Up
A quick, no-obligation review can help answer one simple question: Is your current coverage working as hard as you are?
Complete the form below to receive a personalized coverage summary from our LPL specialists — so you can practice with confidence.
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